[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.reflek.cz\/mikrouver\/#Article","mainEntityOfPage":"https:\/\/www.reflek.cz\/mikrouver\/","headline":"Mikro\u00fav\u011br","name":"Mikro\u00fav\u011br","description":"Zkou\u0161\u00edte si to p\u0159edstavit? Vch\u00e1z\u00edte do banky jen s osobn\u00edm dokladem, trochu neupraven\u00fd a r\u00e1di byste si p\u016fj\u010dili n\u011bjak\u00e9.","datePublished":"2019-06-07","dateModified":"2023-05-18","author":{"@type":"Person","@id":"https:\/\/www.reflek.cz\/author\/#Person","name":"","url":"https:\/\/www.reflek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"reflek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.reflek.cz\/wp-content\/uploads\/img_a347352_w2911_t1561578580.jpg","url":"https:\/\/www.reflek.cz\/wp-content\/uploads\/img_a347352_w2911_t1561578580.jpg","height":0,"width":0},"url":"https:\/\/www.reflek.cz\/mikrouver\/","wordCount":414,"articleBody":"Zkou\u0161\u00edte si to p\u0159edstavit? Vch\u00e1z\u00edte do banky jen s osobn\u00edm dokladem, trochu neupraven\u00fd a r\u00e1di byste si p\u016fj\u010dili n\u011bjak\u00e9 pen\u00edze. P\u0159edstavujete si i ten n\u00e1dhern\u00fd let vzduchem, jak v\u00e1s z banky vykopnou? To je co? Nu, ten let by v zahrani\u010d\u00ed nemusel n\u00e1sledovat a vy se hned dozv\u00edte pro\u010d.A\u010dkoli, v podstat\u011b byste mikro\u00fav\u011br mohli dostat i u n\u00e1s, ale asi ne u banky, ale u r\u016fzn\u00fdch pofidern\u00edch spole\u010dnost\u00ed. I kdy\u017e i o tom siln\u011b pochybuji.V n\u011bkter\u00fdch bank\u00e1ch pr\u00fd toti\u017e n\u011bco podobn\u00e9ho existuje a je to pr\u00fd skoro pro ka\u017ed\u00e9ho. Jen\u017ee sehnat o tom informace je obt\u00ed\u017en\u00e9, a kdy\u017e u\u017e, tak se rozch\u00e1zej\u00ed.J\u00e1 v\u0161ak nezn\u00e1m nikoho, kdo by jej \u00fasp\u011b\u0161n\u011b vyu\u017eil, a nezn\u00e1m ani banku, kter\u00e1 by jej ofici\u00e1ln\u011b poskytla.Ona to nen\u00ed \u017e\u00e1dn\u00e1 novinka. Vzniklo to cel\u00e9 v Banglad\u00e9\u0161i a vymyslel to majitel banky Mohamed Junus. Princip je velmi jednoduch\u00fd. Uvedeme si p\u0159\u00edklad. \u017dena nem\u00e1 v\u016fbec nic, ale p\u0159ijde do jeho banky. Ta j\u00ed poskytne mikro p\u016fj\u010dku na \u0161ic\u00ed stroj. Ona si jej koup\u00ed a s jeho pomoc\u00ed za\u010dne vyd\u011bl\u00e1vat pen\u00edze. Nu a z t\u011bch pak spl\u00e1c\u00ed pen\u00edze bance tak, jak bylo p\u0159edem dohodnuto. Nev\u011b\u0159\u00edte? J\u00e1 tak\u00e9 ne, a p\u0159esto to tak \u00fadajn\u011b funguje.Cel\u00e1 tato v\u011bc je zalo\u017eena na d\u016fv\u011b\u0159e. A to na jedn\u00e9 stran\u011b banky a na druh\u00e9 \u010dlov\u011bka, kter\u00fd pen\u00edze chce. Tedy ji\u017e jej\u00edho klienta.Div\u00edte se, \u017ee banka nezkrachovala? Nemusela. Tyto p\u016fj\u010dky jsou skute\u010dn\u011b mikro, \u017e\u00e1dn\u00e9 horentn\u00ed sumy, v\u011bt\u0161inou kolem t\u0159iceti dolar\u016f. Tak\u017ee ten, kdo se ode dna odrazit chce, a mysl\u00ed to v\u00e1\u017en\u011b, m\u00e1 nad\u011bji. Ten, kdo chce jen pen\u00edze za nic toho vyu\u017eije jen jednou, podruh\u00e9 ji\u017e nedostane nic. Z toho, \u017ee banka i jej\u00ed majitel st\u00e1le \u017eij\u00ed a maj\u00ed se dob\u0159e je patrno, \u017ee st\u00e1le p\u0159\u00edjem p\u0159evy\u0161uje v\u00fddaj, tak\u017ee asi se i na t\u011bchto mikro p\u016fj\u010dk\u00e1ch ned\u00e1 tratit, ale snad i vyd\u011blat. Proto\u017ee jinak bych hodn\u011b pochyboval o du\u0161evn\u00edm zdrav\u00ed pana Mohameda Junuse. A ten to m\u00e1 cel\u00e9 jist\u011b velmi dob\u0159e spo\u010d\u00edtan\u00e9.\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Mikro\u00fav\u011br","item":"https:\/\/www.reflek.cz\/mikrouver\/#breadcrumbitem"}]}]