[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.reflek.cz\/najem-nebo-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.reflek.cz\/najem-nebo-hypoteka\/","headline":"N\u00e1jem nebo hypot\u00e9ka","name":"N\u00e1jem nebo hypot\u00e9ka","description":"V\u017edycky jsem si p\u0159\u00e1la m\u00edt opravdu velik\u00fd d\u016fm. Jenom\u017ee jsem na to st\u00e1le nem\u011bla finance. Mo\u017en\u00e1 jedin\u011b, kdybych t\u0159eba.","datePublished":"2024-06-28","dateModified":"2024-06-28","author":{"@type":"Person","@id":"https:\/\/www.reflek.cz\/author\/#Person","name":"","url":"https:\/\/www.reflek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"reflek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.reflek.cz\/wp-content\/uploads\/kitchen-1640439_1280.jpg","url":"https:\/\/www.reflek.cz\/wp-content\/uploads\/kitchen-1640439_1280.jpg","height":0,"width":0},"url":"https:\/\/www.reflek.cz\/najem-nebo-hypoteka\/","about":["D\u016fm"],"wordCount":435,"articleBody":"V\u017edycky jsem si p\u0159\u00e1la m\u00edt opravdu velik\u00fd d\u016fm. Jenom\u017ee jsem na to st\u00e1le nem\u011bla finance. Mo\u017en\u00e1 jedin\u011b, kdybych t\u0159eba n\u011bjak\u00fd d\u016fm zd\u011bdila. Jenom\u017ee kdy\u017e jsem takhle p\u0159em\u00fd\u0161lela, v\u00edm, \u017ee to zn\u00ed divn\u011b, ale po nikom jsem d\u016fm zd\u011bdit nemohla. U n\u00e1s v rodin\u011b nikdo velik\u00fd \u017e\u00e1dn\u00fd d\u016fm nem\u011bl. Ale st\u00e1le jsem nep\u0159est\u00e1vala myslet na vlastn\u00ed sny. St\u00e1le jsem cht\u011bla, abych m\u011bla sv\u016fj velik\u00fd d\u016fm. S partnerem jsme sice tak\u00e9 pl\u00e1novali velik\u00fd d\u016fm, ale bohu\u017eel se n\u00e1m to nepovedlo. Ne \u017ee bychom na to spole\u010dn\u011b nem\u011bli pen\u00edze, ale jednozna\u010dn\u011b jsme se roze\u0161li. V\u016fbec n\u00e1m to ve vztahu bohu\u017eel neklapalo.A mo\u017en\u00e1 jsme se roze\u0161li i kv\u016fli tomu, \u017ee jsme se st\u00e1le h\u00e1dali kde a jak budeme bydlet. Partner \u0159ekl ne\u017e bydlet, abychom bydleli ka\u017ed\u00fd u sv\u00fdch rodi\u010d\u016f, \u017ee p\u016fjdeme bydlet spolu. \u017de pr\u00fd alespo\u0148 si po\u0159\u00edd\u00edme n\u011bjak\u00fd byt do n\u00e1jmu. Jenom\u017ee j\u00e1 jsem necht\u011bla zbyte\u010dn\u011b platit n\u00e1jem, proto\u017ee to vlastn\u011b budete platit n\u00e1jem a zbyte\u010dn\u011b budete vyhazovat pen\u00edze. Vy takhle vlastn\u011b va\u0161e finance v\u016fbec ne\u00faro\u010d\u00ed, v\u00edte? Proto\u017ee kdybyste si vzali hypot\u00e9ku a d\u016fm, tak potom ten d\u016fm bude jednoho dne v\u00e1\u0161 anebo klidn\u011b i velik\u00fd prostorn\u00fd byt. Sama jsem si \u0159ekla, \u017ee tohle bych pr\u00e1v\u011b tak\u00e9 cht\u011bla kv\u016fli tomu, \u017ee kdybychom m\u011bli velik\u00fd d\u016fm anebo byt, \u017ee v budoucnu potom na\u0161e d\u011bti budou n\u011bco d\u011bdit.My jsme bohu\u017eel docela chud\u00e1 rodina, ale st\u00e1le douf\u00e1m, \u017ee jednoho dne se mi to poda\u0159\u00ed a budu kone\u010dn\u011b bydlet ve velik\u00e9m dom\u011b. A bu\u010f se sv\u00fdm expartnerem, kdybychom to dali do kupy nebo s nov\u00fdm partnerem. V\u011b\u0159te, \u017ee takov\u00e9to rozhodov\u00e1n\u00ed je velice slo\u017eit\u00e9 a tak\u00e9 n\u00e1ro\u010dn\u00e9. V\u00edm, \u017ee mnoho lid\u00ed bydl\u00ed v byt\u011b v n\u00e1jmu anebo v dom\u011b v n\u00e1jmu. Ale v\u00edm, \u017ee tak\u00e9 v\u00edce ne\u017e polovin\u011b se tohle v\u016fbec nel\u00edb\u00ed a rad\u011bji by cht\u011bli m\u00edt n\u011bco sv\u00e9ho. Jenom\u017ee kdy\u017e bohu\u017eel na to nejsou pen\u00edze anebo n\u011bkdo nechce hypot\u00e9ku, tak mu nic jin\u00e9ho nezbyde. Ale kdy\u017e se \u010dlov\u011bk bude sna\u017eit, tak se mu jeho sen t\u0159eba i spln\u00ed.\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u00e1jem nebo hypot\u00e9ka","item":"https:\/\/www.reflek.cz\/najem-nebo-hypoteka\/#breadcrumbitem"}]}]