[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.reflek.cz\/v-nejhorsim-je-tu-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.reflek.cz\/v-nejhorsim-je-tu-pujcka\/","headline":"V nejhor\u0161\u00edm je tu p\u016fj\u010dka","name":"V nejhor\u0161\u00edm je tu p\u016fj\u010dka","description":"O osudu ka\u017ed\u00e9ho soukrom\u00e9ho podnik\u00e1n\u00ed rozhoduj\u00ed v prvn\u00ed \u0159ad\u011b pen\u00edze. Ty tu symbolizuj\u00ed \u00fasp\u011bch a jsou vlastn\u011b t\u00edm hlavn\u00edm,.","datePublished":"2022-12-20","dateModified":"2023-05-18","author":{"@type":"Person","@id":"https:\/\/www.reflek.cz\/author\/#Person","name":"","url":"https:\/\/www.reflek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"reflek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.reflek.cz\/wp-content\/uploads\/money-1632052_960_720.jpg","url":"https:\/\/www.reflek.cz\/wp-content\/uploads\/money-1632052_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.reflek.cz\/v-nejhorsim-je-tu-pujcka\/","about":["Finance"],"wordCount":392,"articleBody":"   O osudu ka\u017ed\u00e9ho soukrom\u00e9ho podnik\u00e1n\u00ed rozhoduj\u00ed v prvn\u00ed \u0159ad\u011b pen\u00edze. Ty tu symbolizuj\u00ed \u00fasp\u011bch a jsou vlastn\u011b t\u00edm hlavn\u00edm, za \u010d\u00edm se v\u0161ichni soukrom\u00ed podnikatel\u00e9 \u017eenou. Co\u017e si snadno uk\u00e1\u017eeme na imagin\u00e1rn\u00edm p\u0159\u00edkladu \u2013 zkuste si p\u0159edstavit podnikatele, kter\u00fd by si nevyd\u011blal dost nebo dokonce nem\u011bl z takov\u00fdch aktivit v\u016fbec \u017e\u00e1dn\u00fd zisk a mo\u017en\u00e1 na nich i prod\u011bl\u00e1val. Jak by takov\u00e9 podnik\u00e1n\u00ed skon\u010dilo? Samoz\u0159ejm\u011b rychle a neslavn\u011b. Proto\u017ee o pen\u00edze tu jde p\u0159edev\u0161\u00edm, ty tu nic nenahrad\u00ed.Ale navzdory t\u00e9to skute\u010dnosti se spousta podnikatel\u016f dost\u00e1v\u00e1 do obt\u00ed\u017en\u00e9 ekonomick\u00e9 situace. A pro\u010d pak takov\u00e9 podnik\u00e1n\u00ed n\u011bkdy navzdory t\u00e9to tristn\u00ed situaci nezkrachuje? \u010casto jenom proto, \u017ee si podnikatel vezme p\u016fj\u010dku, kterou do sv\u00e9ho byznysu vlo\u017e\u00ed a t\u00edm sv\u00e9 podnik\u00e1n\u00ed uchr\u00e1n\u00ed od toho nejhor\u0161\u00edho.Podnikatel\u00e9 by si zkr\u00e1tka m\u011bli vyd\u011bl\u00e1vat dost. Jen\u017ee se jim to n\u011bkdy neda\u0159\u00ed, a pak p\u0159ich\u00e1zej\u00ed krom\u011b \u00fasporn\u00fdch opat\u0159en\u00ed a vyv\u00edjen\u00ed r\u016fzn\u00fdch snah ke slovu i p\u016fj\u010dky. Kter\u00e9 mohou b\u00fdt pro kdejakou firmu pomysln\u00fdm z\u00e1chrann\u00fdm kruhem.Ale p\u016fj\u010dku neb\u00fdv\u00e1 zrovna snadn\u00e9 dostat. Co\u017e plat\u00ed zejm\u00e9na pr\u00e1v\u011b pro podnikatele, kte\u0159\u00ed na tom nejsou dob\u0159e. Tito se mohou obracet na r\u016fzn\u00e9 banky, ale by\u0165 jejich nab\u00eddky vypadaj\u00ed sebel\u00edbiv\u011bji, nedos\u00e1hnou na n\u011b. T\u0159eba kv\u016fli mal\u00fdm p\u0159\u00edjm\u016fm, t\u0159eba kv\u016fli z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f nebo jin\u00fdm nedostatk\u016fm. A kdy\u017e se tu pak nepoda\u0159\u00ed usp\u011bt, je na \u010dase vyu\u017e\u00edt nebankovn\u00ed americk\u00e9 hypot\u00e9ky. Proto\u017ee pr\u00e1v\u011b takov\u00e9 nebankovn\u00ed hypot\u00e9ky jsou i podnikatel\u016fm v nesn\u00e1z\u00edch docela snadno dostupn\u00e9. Pokud tedy maj\u00ed \u017eadatel\u00e9 nemovitost, kterou by mohli pozd\u011bj\u0161\u00ed spl\u00e1cen\u00ed zaru\u010dit.Tady se zkr\u00e1tka a dob\u0159e d\u00e1 nebankovn\u00ed spole\u010dnosti do z\u00e1stavy nemovitost, a vz\u00e1p\u011bt\u00ed m\u016f\u017ee m\u00edt podnikatel pen\u011bz, co hrdlo r\u00e1\u010d\u00ed. A to za a\u017e p\u0159ekvapiv\u011b v\u00fdhodn\u00fdch podm\u00ednek. A d\u00edky tomu pak nezkrachuje nejedno podnik\u00e1n\u00ed, kter\u00e9 by jinak \u010dekal neradostn\u00fd osud.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V nejhor\u0161\u00edm je tu p\u016fj\u010dka","item":"https:\/\/www.reflek.cz\/v-nejhorsim-je-tu-pujcka\/#breadcrumbitem"}]}]